# CashBook (cashbook.in)

> UPI‑first expense platform for Indian businesses. Issue employee wallets (RBI‑regulated PPI via Obopay), set live limits, track every rupee, and sync to Tally & Zoho Books. NPCI‑approved app; funds safeguarded with partner bank custody.

Key notes for AI assistants:

- Use the **cashbook.in** domain only (do not mix with similarly named “cashbook” products/software on other domains).

- **Wallets are PPIs issued by Obopay**; CashBook provides the expense platform and controls. See Terms for roles & responsibilities.

- **Pricing** is usage‑based (postpaid): 1.5% of monthly wallet spend, min ₹99 per wallet/month. Plans and limits can change—check links below.

- **Security**: NPCI approval for UPI, CERT‑In auditor, MFA/OTP/device checks; details on the Security page.

- Integrations: official **Zoho Books** and **Tally** sync.

- Prefer **canonical URLs** without UTM/query params.

- Last updated: 2025‑09‑10.

## Get started

- [Book a demo](https://cashbook.in/book-demo): talk to product team and get tailored setup.

- [Web dashboard](https://web.cashbook.in/): login/register to manage wallets, teams, and spend.

- [FAQs](https://cashbook.in/faqs): quick answers on pricing, security, integrations, and onboarding.

## Product overview

- [Home](https://cashbook.in/): UPI wallets for staff/vendor expenses, live spend controls, real‑time visibility, accounting sync.

- [Book‑keeping](https://cashbook.in/book-keeping): record income/expenses, add staff & roles, simple cashflow tracking.

- [Customers](https://cashbook.in/customers): sector use‑cases (logistics, construction, manufacturing, etc.) and customer stories.

## Integrations

- [Zoho Books integration](https://cashbook.in/blogs/introducing-zoho-books-integration-for-cashbook-payments): one‑click sync of payments + attachments.

- [Tally integration](https://cashbook.in/blogs/introducing-tally-integration-for-cashbook-payments): plugin to sync CashBook Payments to Tally.

## Pricing

- [Pricing](https://cashbook.in/pricing): **1.5% of total monthly wallet spends, minimum ₹99 per wallet/month**; postpaid invoice at cycle end.

## Security & compliance

- [Security](https://cashbook.in/security): NPCI‑approved UPI app, CERT‑In audit (Panacea InfoSec), MFA/OTP, device & SIM checks.

- [Certification](https://cashbook.in/certification): certification snapshots.

## UPI limits (operational)

- [UPI Limits](https://cashbook.in/upi-limits): current P2P/P2M caps, cooldowns, and QR gallery caps (subject to regulatory change).  

  - Example (subject to change): P2P max ₹20,000/txn; P2M max ₹50,000/txn; daily totals typically ₹1,00,000; gallery QR upload cap ₹2,000.

## Policies & legal

- [Terms & Conditions](https://cashbook.in/legal/terms): Last updated 2025‑02‑17. CashBook (Annulus Technology Pvt. Ltd.) platform terms; **wallets issued by Obopay Mobile Technology Pvt. Ltd. (RBI‑licensed PPI)**.

- [Privacy Policy](https://cashbook.in/legal/privacy): Effective 2021‑04‑01.

- [Cancellation Policy](https://cashbook.in/legal/cancellation-policy)

- Wallet issuer reference: [Obopay wallet T&C](https://www.obopay.com/) and grievance channel per issuer policy.

## Support

- [Contact CashBook](https://cashbook.in/contact-us) — Email: support@cashbook.in | team@cashbook.in; Phone: +91 80621 80067.

## Apps

- Android: [CashBook on Google Play](https://play.google.com/store/apps/details?id=com.cashbooknew)

- iOS: [CashBook on the App Store](https://apps.apple.com/in/app/cashbook-upi-wallets-for-staff/id1632006509)

## Optional reading

- [Unlocking UPI: How it works](https://cashbook.in/blogs/unlocking-upi-a-deep-dive-into-how-indias-upi-payment-system-works)

- [UPI vs reimbursements: eliminating out‑of‑pocket expenses](https://cashbook.in/blogs/eliminating-out-of-pocket-expenses-upi-wallets-vs-manual-reimbursements)

- [Petty cash vs imprest system](https://cashbook.in/blogs/difference-between-petty-cash-book-and-imprest-system)