Certified UPI Wallets

Cut Surcharges and Stop Expense Leakage with CashBook UPI

Cut Surcharges and Stop Expense Leakage with CashBook UPI

Businesses lose money 3 ways:

Businesses lose money 3 ways:

Card surcharges (2%),
Lost receipts (5%), and
Admin time
Card surcharges (2%),
Lost receipts (5%), and
Admin time

CashBook fixes all three. Calculate your total ROI below.

CashBook fixes all three. Calculate your total ROI below.

Trusted by 3,500+ Businesses

Trusted by 3,500+ Businesses

Annual Savings Forecast

Based on current Indian market MDR rates (1.75% avg) and operational efficiency benchmarks.
Monthly operations spends
How this affects savingsWe estimate surcharge you can avoid on operational spends. Annual Surcharge Savings = Monthly operations spends × 12 × 1.75%.
Fuel, utilities, rent, etc to calculate the card surcharge your are paying. (~1.75% assumption)
0₹50L
Monthly petty cash spends
How this affects savingsWe estimate leakage from missing bills and over invoicing. Annual Leakage Savings = Monthly petty cash spends × 12 × selected leakage rate.
To calculate leakage due to missing bills and over invoicing.
0₹10L
No. of employees filling expense
How this affects savingsWe estimate time saved on filing expenses. Annual Time Savings = Employees × 2 hours/month × ₹200/hour × 12.
To calculate time based saving.
0500
Leakage rate
To calculate leakage due to missing bills and over invoicing.
Surcharge Savings:
2,10,000
Leakage Savings:
1,08,000
Time Savings:
96,000
Total Annual Savings
4,14,000

Start saving now with CashBook UPI wallets,
Book a demo to know more or Login/Register to get started.

Start saving now with CashBook UPI wallets, Book a demo to know more or Login/Register to get started.

Why CashBook UPI Wins?

Feature
Manual Reimbursements
Corporate Cards
CashBook (UPI Wallets)

Surcharge (fuel/utilities)

₹0 (But high leakage)
Pays 1%–2.5% Extra
Zero MDR / No Surcharges

Setup Time

Instant (Zero control)
1–2 Weeks
< 24 Hours (Digital KYC)

Acceptance

100%
Low (Tier 2/3 Cities)
100% (Any UPI QR)

Security Standard

High Risk (Unregulated)
Bank Standard
NPCI Certified

Control

No control until money is spent
Rigid limits
Set granular limits per wallet

Visibility

Delayed by weeks/months
Monthly statements
Real-time with expense approvals

Bills/Invoice

Keep paper bills safe for weeks
Pay now, find bill later
Pay & Capture in one flow

Go Live in Less Than 24 Hours

Bank-grade compliance without the bank-grade wait time.

1

Business Setup (Hours 0-12)

Create your account and complete digital Business KYC. We verify your entity same-day so you can start adding funds.

2

Issue Wallets (Instant)

Add employees by phone number. Issue UPI wallets and set spending limits, categories, and approval rules instantly.

3

User KYC Activation (Mandatory 🔒)

Employees complete a quick in-app KYC, mandatory as per NPCI guidelines to ensures 100% compliance.

4

Start Saving (Hour 24+)

Wallets are active. Employees scans any QR code to pay. You track everything in real-time.

Testimonials

Don't just take our word for it
  • We were losing money to cash leaks with no real-time spending data. CashBook channels fuel and toll payments through manager wallets, letting us track spend per kilometre. We’ve cut waste by 30% and plugged leaks fast with auditable digital payments.

    Sanjay Jadoun

    Founder - YoloBus

    In our clinical trials, administrative work is a distraction. CashBook lets our clinicians buy consumables via UPI while finance auto-tags each cost to the right study. Our admin time is halved, so we stay focused on protecting mothers and babies, not chasing receipts.

    Arun Agarwal

    Founder - Janitri

    CashBook UPI lets our site teams scan a QR and pay carpenters or suppliers in seconds. Every receipt lands on our dashboard, so finance and project leads see all spending as it happens. It has meant faster payouts and much cleaner books for us.

    Suchita Choudhury

    CEO - ISIT

    Our route managers need to pay for hotels and supplies on the go. CashBook UPI puts spending power in their hands, and our finance team sees every rupee live. Reconciliation that took days now takes just minutes, keeping our buses rolling.

    Yagyarth Srivastava

    HR Lead - Zingbus

    A wedding has a thousand moving parts, and we were often chasing cash and updating spreadsheets. CashBook UPI lets our planners pay vendors instantly and share receipts with clients in real-time. It frees up so much energy to focus on the celebration.

    Pawan Gupta

    Founder - TWC

    As a founder, I disliked using my personal card for business expenses. CashBook UPI lets me pay for ads, SaaS, and suppliers directly from our company wallet. No more reimbursements or surprise statements just clearer books and more headspace to grow the business.

    Ashish Khandelwal

    Founder - Anq

    We needed airtight control over our construction project spending. With CashBook, our engineers can pay suppliers via UPI before the concrete sets. We’ve cut 80% of our cash runs and get live spend data per site. It’s given us complete control over every rupee.

    Amit Bansal

    CEO - RDash

    Managing expenses for our 200-member team across 9 locations was becoming chaotic. CashBook gave us the control we needed by ending our manual cash handling. It’s a seamless and reliable UPI solution that has genuinely made a huge difference for our operations.

    Aditya Gupta

    Executive Director

    Our manual expense process was scattered, slow, and prone to errors. CashBook brought it all into one real-time system, which gave us the structure and control we were missing. We save hours, and reconciling our books is so much faster now.

    Chintan Gandhi
    Chintan Gandhi

    CEO - Lobel Solar Power System

    We struggled with messy vendor payouts for our on-ground teams, involving ATM runs and manual ledgers. CashBook lets us pay them in seconds via UPI Scan & Pay, all from one dashboard. We now have clean digital trails, which is critical for our property deals.

    Sanjay Mandav
    Sanjay Mandav

    CEO - Landeed

Experience the best way to manage employee expenses.

The complete solution for managing employee expenses through UPI wallets.

Experience the best way to manage employee expenses.

The complete solution for managing employee expenses
through UPI wallets.

Experience the best way to manage employee expenses.

The complete solution for managing employee expenses through UPI wallets.

FAQs

Everything You’re Wondering—Answered
How is CashBook UPI wallets different from corporate credit cards?
How do I prevent employee overspending?
How quickly can we start issuing wallets?
Are these UPI wallets secure and compliant?
Does CashBook integrate with accounting software?

FAQs

Everything You’re Wondering—Answered
How is CashBook UPI wallets different from corporate credit cards?
How do I prevent employee overspending?
How quickly can we start issuing wallets?
Are these UPI wallets secure and compliant?
Does CashBook integrate with accounting software?

FAQs

Everything You’re Wondering—Answered
How is CashBook UPI wallets different from corporate credit cards?
How do I prevent employee overspending?
How quickly can we start issuing wallets?
Are these UPI wallets secure and compliant?
Does CashBook integrate with accounting software?