Certified UPI Wallets

Cut Surcharges and Stop Expense Leakage with CashBook UPI

Cut Surcharges and Stop Expense Leakage with CashBook UPI

Cut Surcharges and Stop Expense Leakage with CashBook UPI

Businesses lose money 3 ways:

Businesses lose money 3 ways:

Businesses lose money 3 ways:

Card surcharges (2%),
Lost receipts (5%), and
Admin time
Card surcharges (2%),
Lost receipts (5%), and
Admin time
Card surcharges (2%),
Lost receipts (5%), and
Admin time

CashBook fixes all three. Calculate your total ROI below.

CashBook fixes all three. Calculate your total ROI below.

CashBook fixes all three. Calculate your total ROI below.

Trusted by 1,500+ Businesses

Trusted by 1,500+ Businesses

Annual Savings Forecast

Based on current Indian market MDR rates (1.9% avg) and operational efficiency benchmarks.
Monthly operations spends
How this affects savingsWe estimate surcharge you can avoid on operational spends. Annual Surcharge Savings = Monthly operations spends × 12 × 1.75%.
Fuel, utilities, rent, etc to calculate the card surcharge your are paying. (~1.75% assumption)
0₹50L
Monthly petty cash spends
How this affects savingsWe estimate leakage from missing bills and over invoicing. Annual Leakage Savings = Monthly petty cash spends × 12 × selected leakage rate.
To calculate leakage due to missing bills and over invoicing.
0₹10L
No. of employees filling expense
How this affects savingsWe estimate time saved on filing expenses. Annual Time Savings = Employees × 2 hours/month × ₹200/hour × 12.
To calculate time based saving.
0500
Leakage rate
To calculate leakage due to missing bills and over invoicing.
Surcharge Savings:
2,10,000
Leakage Savings:
1,08,000
Time Savings:
96,000
Total Annual Savings
4,14,000

Start saving now with CashBook UPI wallets,
Book a demo to know more or Login/Register to get started.

Start saving now with CashBook UPI wallets, Book a demo to know more or Login/Register to get started.

Why CashBook UPI Wins?

Feature
Manual Reimbursements
Corporate Credit Cards
CashBook (UPI Wallets)

Surcharge (fuel/utilities)

₹0 (But high leakage)
Pays 1%–2.5% Extra
Zero MDR / No Surcharges

Setup Time

Instant (Zero control)
1–2 Weeks
< 24 Hours (Digital KYC)

Acceptance

100%
Low (Tier 2/3 Cities)
100% (Any UPI QR)

Security Standard

High Risk (Unregulated)
Bank Standard
NPCI Certified

Control

No control until money is spent
Rigid limits
Set granular limits per wallet

Visibility

Delayed by weeks/months
Monthly statements
Real-time with expense approvals

Bills/Invoice

Keep paper bills safe for weeks
Pay now, find bill later
Pay & Capture in one flow

Go Live in Less Than 24 Hours

Bank-grade compliance without the bank-grade wait time.

1

Business Setup (Hours 0-12)

Create your account and complete digital Business KYC. We verify your entity same-day so you can start adding funds.

2

Issue Wallets (Instant)

Add employees by phone number. Issue UPI wallets and set spending limits, categories, and approval rules instantly.

3

User KYC Activation (Mandatory 🔒)

Employees complete a quick in-app KYC, mandatory as per NPCI guidelines to ensures 100% compliance.

4

Start Saving (Hour 24+)

Wallets are active. Employees scans any QR code to pay. You track everything in real-time.

Testimonials

Don't just take our word for it

Experience the best way to manage employee expenses.

The complete solution for managing employee expenses through UPI wallets.

Experience the best way to manage employee expenses.

The complete solution for managing employee expenses
through UPI wallets.

Experience the best way to manage employee expenses.

The complete solution for managing employee expenses through UPI wallets.

FAQs

Everything You’re Wondering—Answered
How is CashBook UPI wallets different from corporate credit cards?
How do I prevent employee overspending?
How quickly can we start issuing wallets?
Are these UPI wallets secure and compliant?
Does CashBook integrate with accounting software?

FAQs

Everything You’re Wondering—Answered
How is CashBook UPI wallets different from corporate credit cards?
How do I prevent employee overspending?
How quickly can we start issuing wallets?
Are these UPI wallets secure and compliant?
Does CashBook integrate with accounting software?

FAQs

Everything You’re Wondering—Answered
How is CashBook UPI wallets different from corporate credit cards?
How do I prevent employee overspending?
How quickly can we start issuing wallets?
Are these UPI wallets secure and compliant?
Does CashBook integrate with accounting software?